Billionaire Michael Dell and his wife, Susan, announced Monday that they will give 25 million American children a $250 deposit as an initial boost to President Donald Trump’s new investment program for children.
The Dells’ pledge totals $6.25 billion and will be routed through the Treasury Department. The goal, they say, is to extend access to the federal Invest America program — referred to as “Trump accounts” — established by the One Big Beautiful Bill Act, signed into law by the president in July.
The federal program guarantees a $1,000 federally funded account for every child born from 2025 through 2028, but the Dells’ money will instead cover children 10 years old and younger in ZIP codes where the median household income is under $150,000, according to Bloomberg.
“What inspired us most was the chance to expand this opportunity to even more children,” the Dells wrote in the press release. “We believe this effort will expand opportunity, strengthen communities, and help more children take ownership of their future.” (RELATED: Trump Media Company To Create Investment Funds With Only ‘America First’ Companies)
$6.25 billion. 25 million children. $250 each.
Susan and I believe the smartest investment we can make is in children. That’s why we’re so excited to contribute $6.25 billion from our charitable funds to help 25 million children start building a strong financial foundation… pic.twitter.com/4Bcv3RKp0q
— Michael Dell 🇺🇸 (@MichaelDell) December 2, 2025
Dell, founder and CEO of Dell Technologies with a net worth of about $148 billion, has been one of the most visible corporate leaders championing the Trump accounts. In June, he joined Goldman Sachs CEO David Solomon, Uber CEO Dara Khosrowshahi, and others at a White House roundtable promoting the initiative.
In addition to the new $6.25 billion pledge, Dell Technologies committed to matching the government’s $1,000 contribution for the children of its employees. Other companies, such as Charter Communications, Uber, and Goldman Sachs, have said they are willing to match the government’s contributions when the accounts launch.
“This is not just about what one couple or one foundation or one company can do,” the couple wrote. “It is about what becomes possible when families, employers, philanthropists, and communities all join together to create something transformative.”
Starting July 4, 2026, parents will be able to open one of the accounts and contribute up to $5,000 a year. Employers can put in $2,500 annually without it counting as taxable income.
The money must be invested in low-cost, diversified index funds, and withdrawals are restricted until the child turns 18, when the funds can be used for college, a home down payment, or starting a business. Investment gains inside the account grow tax-free, and taxes are owed only when the money is eventually withdrawn.
The accounts will “afford a generation of children the chance to experience the miracle of compounded growth and set them on a course for prosperity from the very beginning,” according to the Trump administration.
The broader effort was originally spearheaded in 2023 by venture capitalist Brad Gerstner, who launched the nonprofit behind the Invest America concept.
“Starting 2026 & forevermore, every child will directly share in the upside of America! Huge gratitude to Michael & Susan for showing us all what is possible when we come together!” Gerstner wrote on X.
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